Punjab & Sind Bank, a leading Government of India undertaking, has officially released a recruitment notification for the post of MSME Relationship Manager. With 30 vacancies announced, this Punjab & Sind Bank Recruitment 2025 brings a big opportunity for all graduates who wish to work in a reputed public sector bank.
This recruitment is being offered on a contractual basis, and candidates with the right skills and experience in MSME credit/relationship management can secure a high-potential career role. Hurry — the online application link is active from 05 November 2025 to 26 November 2025!
In this detailed article, we bring you vacancy details, eligibility criteria, salary structure, selection process, application fee, job role, and more. Let’s explore everything you need to know!
✅ Punjab & Sind Bank Recruitment 2025 – Overview
| ✅ Details | 📌 Information |
|---|---|
| Organization | Punjab & Sind Bank (Govt. of India Undertaking) |
| Post Name | MSME Relationship Manager |
| No. of Posts | 30 |
| Job Location | Across India |
| Application Mode | Online |
| Starting Date to Apply | 05 November 2025 |
| Last Date to Apply | 26 November 2025 |
| Official Website | https://punjabandsind.bank.in |
| Contract Period | Initially 3 years (extendable up to 5 years) |
🧑💼 Vacancy Details (Category Wise)
| Category | Vacancies |
|---|---|
| SC | 4 |
| ST | 2 |
| OBC | 8 |
| EWS | 3 |
| UR (General) | 13 |
| Total | 30 |
Note: Number of vacancies may change based on bank requirements.
🎓 Educational Qualification
✔ Full-Time Graduation in any discipline from a recognized University.
✔ Preference: Full-Time MBA in Marketing / Finance
🏢 Experience Required
Applicants must have a minimum 3 years of post-qualification experience in:
✅ Relationship/Credit Management
✅ Preferably in MSME Banking
✅ Experience in any Scheduled Commercial Bank / NBFC / Financial Institution in India
🎯 Age Limit (as of 01.11.2025)
| Category | Age |
|---|---|
| Minimum Age | 25 Years |
| Maximum Age | 33 Years |
📌 Born between 02 November 1992 and 01 November 2000 (inclusive).
✨ Age Relaxation (As Per Govt Rules)
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD | 10 years |
| Ex-Servicemen | 5 years |
| Persons affected by 1984 riots | 5 years |
💼 Job Profile – MSME Relationship Manager
This role focuses primarily on strengthening MSME banking services. Key responsibilities include:
✅ Identifying new MSME business opportunities
✅ Deepening customer relationships
✅ Revenue & profitability driven targets
✅ Conducting preliminary MSME credit due diligence
✅ Assisting branches in onboarding new customers
✅ Competitor & market analysis
✅ Cross-selling banking products
This is a high-growth profile for individuals who are passionate about business development and MSME lending.
💰 Salary / Compensation
The compensation and benefits will be negotiated based on candidate suitability.
📌 Contract is applicable with annual performance review and may extend up to 5 years.
✅ Selection Process
The selection will be done in the following phases:
1️⃣ Written Test (if applications are high)
2️⃣ Screening
3️⃣ Personal Interview
📌 Written Exam Pattern:
| Subject | No. of Questions | Marks | Duration |
|---|---|---|---|
| English Language | 20 | 20 | 15 min |
| General Awareness | 20 | 20 | 30 min |
| Professional Knowledge | 60 | 60 | 60 min |
| Total | 100 | 100 | 105 min |
✔ Final Merit List = Written Test Marks (70%) + Interview (30%)
✔ Exam centers across various major cities in India
📝 Application Fee
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850 + tax |
| SC / ST / PwBD | ₹100 + tax |
💡 Payment mode: Online only
📍 Credit Score Requirement ✅
Candidates must possess a minimum CIBIL score of 650 at the time of joining. This is a unique and important eligibility condition.
📌 Documents Required
✅ Aadhaar Card / Valid ID Proof
✅ Educational Certificates
✅ Experience Certificate
✅ Category Certificate (if applicable)
✅ CIBIL Score Report
✅ Passport Size Photograph
🌐 How to Apply Online?
Follow these simple steps:
1️⃣ Visit 👉 https://punjabandsind.bank.in
2️⃣ Click on Recruitment Section
3️⃣ Select MSME Relationship Manager Recruitment 2025
4️⃣ Fill Online Application Form carefully
5️⃣ Upload Documents
6️⃣ Pay the Application Fee
7️⃣ Submit Form & Take Printout
📌 Don’t wait till last date — server issues may occur!
📅 Important Dates to Remember
| Event | Date |
|---|---|
| Application Starts | 05 November 2025 |
| Last Date to Apply | 26 November 2025 |
⏳ Apply ASAP and secure your chance!
🔗 Important Links
Description Link Official Notification PDF 🔗 Click Here Online Application 🔗 https://punjabandsind.bank.in Official Website 🔗 https://punjabandsind.bank.in
| Description | Link |
|---|---|
| Official Notification PDF | 🔗 Click Here |
| Online Application | 🔗 https://punjabandsind.bank.in |
| Official Website | 🔗 https://punjabandsind.bank.in |
✅ Final Conclusion
Punjab & Sind Bank Recruitment 2025 offers a fantastic opportunity for experienced banking professionals in MSME lending & relationship management. With only 30 vacancies, the competition is expected to be high. If you are a graduate with a strong background in MSME credit, apply now and accelerate your banking career with a government-owned bank!
